Industry GuidesFebruary 19, 2026·4 min read
Last updated April 25, 2026

Construction Companies: Processing Fees on Large Project Payments

General contractors and specialty trades process high-dollar payments. Network Offset Pricing eliminates the cost.

By Caroline W.

Key Takeaway

General contractors and specialty trades process high-dollar payments. Network Offset Pricing eliminates the cost.

Construction involves some of the largest card payments in any industry. Progress payments of $10,000–$50,000, material deposits, and final invoices generate enormous processing fees. A $30,000 progress payment at 2.8% costs **$840 to process**.

For a construction company doing $100,000–$500,000/month in card payments, annual processing reaches **$33,600 to $168,000**.

Network Offset Pricing for Construction

Why it works: Construction contracts present both payment options upfront. High-dollar payments ($10,000+) strongly incentivize check/ACH — saving the customer hundreds on each payment. Commercial clients almost always prefer ACH for large amounts. Residential customers appreciate the transparent choice.

Caroline W. covers payment processing for education, entertainment, and specialty businesses. A former nonprofit administrator, she understands budget-conscious organizations and writes with empathy for operators working within tight financial constraints.

$10,000+

in potential annual savings with optimized payment processing.

Get Started

The first step to reducing your processing costs is understanding exactly what you are paying today. Request a free statement analysis and we will show you a side-by-side comparison of your current costs versus what you could save with Network Offset Pricing.

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Caroline W.

Caroline W.

Community & Specialty Business Writer

Caroline W. covers payment processing for education, entertainment, and specialty businesses. A former nonprofit administrator, she understands budget-conscious organizations and writes with empathy for operators working within tight financial constraints.

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