PaySec + CoreBridge: Zero Processing Fees for Optical and Eyecare Businesses
How eyecare practices and optical retailers using CoreBridge are eliminating credit card processing fees with PaySec's Network Offset Pricing.
Optical and eyecare businesses operate on a unique financial model. You combine professional services — eye exams, contact lens fittings, medical eye care — with high-value retail sales of frames, lenses, and contact lenses. That retail component means your average transaction value is often significantly higher than most healthcare practices, and the credit card processing fee on a $500 or $800 frame-and-lens purchase is real money. At 2.5-3% per transaction, a busy optical practice collecting $75,000 per month is losing over $22,000 per year to payment processors.
CoreBridge provides business management and POS solutions for optical and eyecare businesses, handling everything from patient records and exam scheduling to frame inventory, lab orders, and point-of-sale transactions. It is the operational backbone of the practice. PaySec integrates with CoreBridge to bring Network Offset Pricing to every transaction — eliminating the processing fee that erodes your margins on both services and retail.
What Is the PaySec + CoreBridge Integration?
PaySec connects with CoreBridge's POS and checkout workflow. When a patient is ready to pay — whether for an exam copay, a frame-and-lens order, contact lens supplies, or a combination — the PaySec terminal receives the total from CoreBridge and displays dual pricing: the base price for cash, check, or debit, and an adjusted price for credit card payment. The customer sees both options, selects their preferred method, and the transaction posts back to CoreBridge for reconciliation.
This is Network Offset Pricing (NOP) — a transparent, card-network-compliant approach that is legal in all 50 states. The practice receives the full revenue regardless of which payment method the customer chooses. Both prices are shown before the customer decides, with no hidden surcharges.
The Real Cost of Processing Fees for Optical Businesses
| Monthly Card Volume | Annual Fees (2.6%) | With PaySec |
|---|---|---|
| $25,000 | $7,800 | $0 |
| $50,000 | $15,600 | $0 |
| $100,000 | $31,200 | $0 |
Optical businesses are hit particularly hard because of the mix of high-value retail and lower-value service transactions. A single premium progressive lens order with designer frames can cost $800 or more — and the processing fee on that one transaction is over $20.
How Network Offset Pricing Works at the Optical Counter
A patient has their eye exam, selects frames, and chooses progressive lenses with anti-reflective coating. The total is $650. At checkout, the PaySec terminal displays:
- $650.00 — cash, check, or debit
- $676.00 — credit card
The customer sees both options and picks one. The practice receives the full $650 either way. On this single transaction, the practice saves $16.90 in processing fees.
Common Optical Transactions
| Transaction | Cash/Check Price | Card Price | Fee Saved |
|---|---|---|---|
| Exam copay | $40.00 | $41.60 | $1.04 |
| Single vision glasses | $250.00 | $260.00 | $6.50 |
| Progressive lenses + frames | $650.00 | $676.00 | $16.90 |
| Annual contact lens supply | $400.00 | $416.00 | $10.40 |
| Premium sunglasses | $350.00 | $364.00 | $9.10 |
Integration Features
POS Integration: PaySec connects directly with CoreBridge's point-of-sale system, receiving transaction totals and posting payments automatically. No double-entry, no manual reconciliation.
Inventory-Linked Transactions: Frame, lens, and contact lens sales tracked in CoreBridge's inventory system are processed at checkout through PaySec at zero cost. Retail margins stay fully intact.
Multi-Transaction Checkout: Patients often pay for an exam and eyewear in a single visit. The combined total processes through one PaySec transaction with dual pricing on the full amount.
Online Ordering Support: For practices offering online contact lens reorders or frame purchases, PaySec provides an online payment option with dual pricing.
PCI Level 1 Compliance: PaySec handles all card data through PCI Level 1 certified infrastructure. Your practice never stores sensitive card information.
No Contracts, No Minimums: No long-term commitments or minimum processing volumes required.
Who Is This For?
The PaySec + CoreBridge integration is ideal for optometry practices, ophthalmology offices, and optical retail shops that process a significant volume of card payments — especially those with a robust retail optical component. Because frame and lens sales drive high average transaction values, the per-transaction savings are meaningful. An optical practice saving $15-$20 per high-value transaction adds up to tens of thousands per year.
Practices focused on premium eyewear, specialty lenses, and high-end optical retail benefit the most, but any CoreBridge user processing card payments will see savings.
Getting Started
- Contact PaySec for an optical merchant account — approval typically takes 3-5 business days
- Deploy the NOP terminal at your checkout counter — a countertop device that handles contactless, chip, and swipe payments
- Connect to CoreBridge's POS workflow — PaySec's team configures the integration
- Brief your staff — a 10-minute walkthrough covers the dual pricing display
- Zero-fee processing begins — your first patient or customer payment processes at no cost
Most practices are live within two weeks. The setup does not disrupt your existing CoreBridge workflow, and your checkout process remains essentially the same.
PaySec + CoreBridge: optical business management paired with zero-cost payment processing. Keep every dollar from every frame, every lens, every exam.