PaySec + Curve Dental: Cloud-Based Dental PM with Zero Processing Fees
How dental practices using Curve Dental's cloud platform are eliminating credit card processing fees with PaySec's Network Offset Pricing.
Cloud-based dental practice management was supposed to simplify everything — and Curve Dental delivers on that promise for scheduling, charting, billing, and patient communication. But one area where the cloud has not helped is payment processing costs. Whether your practice management system runs locally or in the cloud, credit card processors still take 2.4-2.6% of every patient payment. For a dental practice collecting $55,000 per month, that adds up to $16,500 per year going to the processor instead of into your practice.
Curve Dental (now Curve SuperHero) is the cloud-native dental practice management platform — no servers, no installations, accessible from anywhere. Practices that chose Curve for its modern, cloud-first approach can now pair it with PaySec's modern, zero-fee payment processing through Network Offset Pricing.
What Is the PaySec + Curve Dental Integration?
PaySec integrates with Curve Dental's patient billing and checkout workflow. When a patient is ready to pay — whether for a copay, a treatment balance, or an outstanding statement — the PaySec terminal receives the amount and displays dual pricing: one price for cash, check, or ACH, and a slightly adjusted price for credit card. The patient selects their preferred method, the payment processes, and it posts to the patient's account in Curve Dental automatically.
This is Network Offset Pricing (NOP), a transparent and fully legal approach to payment processing that is compliant with all card network rules and available in all 50 states. The practice receives the full patient payment regardless of which method the patient selects. Both prices are displayed before the patient makes a decision — no hidden fees, no surprise charges.
The Real Cost of Processing Fees for Curve Dental Practices
Curve's integrated payment processing charges standard rates on patient payments. For a typical Curve Dental practice:
| Monthly Patient Payments | Processing Rate | Annual Cost |
|---|---|---|
| $30,000 | 2.6% | $9,360 |
| $55,000 | 2.5% | $16,500 |
| $80,000 | 2.4% | $23,040 |
These fees are deducted automatically before your deposit arrives. Many practice owners are surprised when they calculate the true annual cost — it is often larger than they expected, because it accumulates across hundreds or thousands of individual transactions each month.
How Network Offset Pricing Works at Checkout
A patient completes a crown procedure and their out-of-pocket portion is $1,100. At the front desk, the PaySec terminal displays:
| Method | Amount |
|---|---|
| Cash/Check/ACH | $1,100.00 |
| Credit Card | $1,144.00 |
The patient sees both options and selects how they want to pay. The practice receives $1,100 either way. On this single transaction, the practice saves $28.60 in processing fees.
Common Dental Transactions
| Procedure | Cash/Check Price | Card Price | Fee Saved |
|---|---|---|---|
| Cleaning copay | $35.00 | $36.40 | $0.91 |
| Filling | $200.00 | $208.00 | $5.20 |
| Crown | $1,100.00 | $1,144.00 | $28.60 |
| Veneer (per tooth) | $1,200.00 | $1,248.00 | $31.20 |
| Ortho monthly payment | $200.00 | $208.00 | $5.20 |
Integration Features
Cloud-Native Architecture: Both Curve Dental and PaySec operate in the cloud. There are no hardware servers to maintain, payment reports are accessible from anywhere, transactions update in real time, and automatic security updates keep both systems current. This is a fully modern, cloud-to-cloud integration.
NOP Terminal at Checkout: A countertop terminal at the front desk handles all in-person payments with contactless, chip, and swipe capability. Dual pricing displays automatically for every transaction.
Online Patient Payments: For patients paying outstanding balances from home, PaySec provides an online payment portal with the same dual pricing. Statement follow-up payments process at zero cost, reducing AR without costing you fees.
Payment Plans: Orthodontic monthly payments, major treatment installments, and any other recurring payment plans process through PaySec at zero cost. Over a 24-month ortho case at $200/month, that saves approximately $120 in processing fees per patient.
PCI Level 1 Compliance: PaySec handles all card data through PCI Level 1 certified infrastructure. Your practice never stores or transmits sensitive payment card information.
No Contracts, No Minimums: No long-term agreements, no minimum processing volumes. PaySec works for solo practices and multi-location groups.
Who Is This For?
The PaySec + Curve Dental integration is for dental practices that have already embraced the cloud and want to bring that same forward-thinking approach to payment processing. If you chose Curve because you believe practice management should be modern, accessible, and free of legacy infrastructure, PaySec aligns with that philosophy — eliminating the legacy cost of processing fees with a transparent, patient-friendly alternative.
Solo practices, group practices, and multi-location dental organizations all benefit. The savings scale directly with your collection volume.
Dental Practice Savings
| Practice Size | Monthly Collections | Annual Savings |
|---|---|---|
| Solo | $30,000 | $9,360 |
| Group (2-3 dentists) | $60,000 | $18,000 |
| Multi-location | $120,000 | $36,000 |
Getting Started
- Sign up for a PaySec dental merchant account — approval typically takes 3-5 business days
- Deploy the NOP terminal at checkout — a countertop device at your front desk
- Configure the payment portal integration — PaySec's team sets up online patient payments
- Train your staff — a 15-minute walkthrough covers the dual pricing display and common patient questions
- First patient payment at zero cost — most practices are live within two weeks
There is no disruption to your existing Curve Dental workflow. Your team continues scheduling, charting, and billing exactly as they do today. The only change is at checkout: two prices instead of one, and zero processing fees instead of thousands per year.
PaySec + Curve Dental: cloud-native practice management meets cloud-native zero-fee payment processing. Modern dental, modern payments.