PaySec + DaySmart Vet: Zero Processing Fees for Veterinary Clinics
How veterinary practices using DaySmart Vet (formerly Vetter) are eliminating credit card processing fees with PaySec's Network Offset Pricing.
Veterinary medicine is a labor of love — but it is also a business, and the financial realities of running a vet clinic are getting harder every year. Staffing costs are up, drug prices keep climbing, and the equipment required to provide modern care is expensive. Against that backdrop, losing 2.5-3% of every client payment to a credit card processor feels like an unnecessary drain. For a two-vet practice collecting $70,000 per month in client payments, that is $21,000 per year — money that could fund a technician position, a new ultrasound unit, or meaningful staff bonuses.
DaySmart Vet (formerly Vetter Software) provides cloud-based veterinary practice management with scheduling, medical records, billing, and client engagement tools. It gives vet clinics a modern, cloud-accessible platform to manage daily operations. PaySec integrates with DaySmart Vet to eliminate the processing fee on every client payment, bringing the total cost of card processing to zero through Network Offset Pricing.
What Is the PaySec + DaySmart Vet Integration?
PaySec connects with DaySmart Vet's billing and checkout workflow. When a client is ready to pay after an appointment, the front desk staff initiates checkout and the PaySec terminal receives the invoice amount from DaySmart Vet. The terminal displays dual pricing: the base price for cash or check, and an adjusted price for credit card. The client sees both options, picks their preferred method, and the payment posts to their account in DaySmart Vet automatically.
This is Network Offset Pricing (NOP) — a transparent, card-network-compliant approach to payment processing that is legal in all 50 states. Both prices are displayed before the client makes a decision. There are no hidden surcharges, no surprise fees, and no awkward conversations. The practice receives the full invoice amount regardless of which payment method the client selects.
The Real Cost of Processing Fees for Vet Clinics
| Practice Size | Monthly Client Payments | Annual Processing Fees (2.5%) | With PaySec |
|---|---|---|---|
| Solo vet | $35,000 | $10,500 | $0 |
| 2-vet practice | $70,000 | $21,000 | $0 |
| Multi-vet hospital | $120,000 | $36,000 | $0 |
Even a solo veterinarian is losing over $10,000 per year to processing fees. A multi-vet hospital is losing $36,000 — enough to fund a significant operational improvement or hire additional support staff.
How Network Offset Pricing Works at Checkout
A client brings their dog in for a spay surgery. The total invoice is $450. At checkout, the PaySec terminal displays:
| Method | Amount |
|---|---|
| Cash/Check | $450.00 |
| Card | $468.00 |
The client sees both prices and chooses. The practice receives $450 either way. On this single transaction, the practice saves $11.25 in processing fees.
Common Veterinary Transactions
| Service | Cash/Check Price | Card Price | Fee Saved |
|---|---|---|---|
| Wellness exam + vaccines | $280.00 | $291.20 | $7.00 |
| Dental cleaning | $650.00 | $676.00 | $16.25 |
| Spay/neuter | $450.00 | $468.00 | $11.25 |
| Emergency visit | $350.00 | $364.00 | $8.75 |
| Monthly flea/tick/HW meds | $55.00 | $57.20 | $1.38 |
Integration Features
Billing Record Sync: Payments processed through PaySec post directly to the client's account in DaySmart Vet. No manual entry, no end-of-day reconciliation headaches.
Online Payment Portal: Clients with outstanding balances can pay online through a PaySec-hosted payment page with dual pricing. This reduces AR and makes it easy for clients to pay from home — at zero cost to the practice.
Boarding and Grooming: If your practice offers boarding or grooming services tracked in DaySmart Vet, those invoices process through PaySec at zero cost too. Every revenue stream benefits.
Pharmacy and Product Sales: Prescription medications, therapeutic diets, supplements, and retail products sold through your practice all process at zero cost. Retail margins stay fully intact instead of being eroded by processing fees.
PCI Level 1 Compliance: PaySec handles all card data through PCI Level 1 certified infrastructure. Your practice never stores or transmits sensitive client payment information.
No Contracts, No Minimums: No long-term agreements, no minimum processing volumes. PaySec scales with your practice whether you are a solo vet or a multi-location hospital group.
Who Is This For?
The PaySec + DaySmart Vet integration is ideal for any veterinary practice — small animal, mixed, equine, or exotic — that uses DaySmart Vet and wants to stop losing revenue to credit card processors. Solo practitioners, partnership practices, and multi-vet hospitals all benefit. Practices with a significant surgery and dental caseload see the largest per-transaction savings because of the higher invoice values, but every practice that accepts card payments saves money.
If you are a DaySmart Vet user who has already invested in modern cloud-based practice management, PaySec is the natural next step: modernizing your payment processing by eliminating the fee entirely.
Getting Started
- Contact PaySec for a veterinary merchant account — approval typically takes 3-5 business days
- Deploy the NOP terminal at your checkout counter — a countertop device that accepts contactless, chip, and swipe payments
- Connect to DaySmart Vet — PaySec's integration team configures the payment sync with your billing workflow
- Brief your front desk staff — a 10-minute walkthrough covers the dual pricing display
- Zero-fee processing begins — your first client payment processes at no cost
Most practices are fully live within two weeks. The setup does not disrupt daily operations, and your team continues using DaySmart Vet exactly as they do today.
PaySec + DaySmart Vet: cloud veterinary practice management paired with zero-cost client payments. Every exam, every surgery, every product sale — full revenue retained.