Furniture is a high-ticket retail business. A sofa runs $1,000–$3,000, a bedroom set $2,000–$8,000, and a full room package $5,000–$15,000+. When customers pay by card, processing fees take a significant percentage of each sale.
A $3,000 sofa at 3% costs **$90 to process**. For a furniture store doing $50,000–$200,000/month in card sales, annual processing reaches **$15,000 to $84,000**.
Network Offset Pricing for Furniture Stores
Why it works: Furniture purchases are deliberate, high-value decisions. Customers researching sofas for weeks aren't leaving over a $100 payment method difference. Many prefer to pay by check on large purchases. The sales floor presents both prices — customers choose before committing.
James W. writes about payment optimization for brick-and-mortar retail. A former retail operations consultant, he has helped hundreds of independent retailers evaluate their processing agreements and reduce overhead costs.
$10,000+
in potential annual savings with optimized payment processing.
Get Started
The first step to reducing your processing costs is understanding exactly what you are paying today. Request a free statement analysis and we will show you a side-by-side comparison of your current costs versus what you could save with Network Offset Pricing.