PaySec + Gravity Forms: Accept Payments Without Losing Money to Processing Fees
How businesses using Gravity Forms for payments and orders are eliminating credit card processing fees with PaySec's Network Offset Pricing integration.
Gravity Forms is one of the most versatile WordPress plugins available — used by businesses for everything from simple contact forms to complex order forms, event registrations, donation collection, and subscription sign-ups. If you're collecting payments through Gravity Forms, you're also paying processing fees on every transaction.
PaySec's Gravity Forms integration brings Network Offset Pricing to form-based payments — so you keep 100% of what your customers pay.
Who Uses Gravity Forms for Payments?
Gravity Forms payment collection is popular across diverse business types:
- Service businesses accepting deposits or full payment via intake forms
- Nonprofits collecting donations through customized giving forms
- Event organizers selling tickets and registrations
- Membership organizations processing dues and renewals
- Professional services collecting retainers or consultation fees
- Schools and education accepting tuition payments or course fees
- Churches and religious organizations receiving tithes and offerings
If you're processing payments through Gravity Forms using Stripe, PayPal, or Authorize.net add-ons, you're typically paying 2.9% + $0.30 per transaction — or more.
The Fee Problem for Form-Based Payments
| Monthly Payment Volume | Standard Rate (2.9% + $0.30) | Annual Cost |
|---|---|---|
| $5,000 | ~$175/mo | $2,100 |
| $15,000 | ~$465/mo | $5,580 |
| $30,000 | ~$900/mo | $10,800 |
| $75,000 | ~$2,205/mo | $26,460 |
For organizations operating on tight budgets — especially nonprofits and small businesses — these fees represent significant lost revenue.
How PaySec Works with Gravity Forms
PaySec replaces your existing payment gateway add-on with a dedicated Gravity Forms integration that enables Network Offset Pricing on any payment form:
Setup Process
- Install the PaySec Gravity Forms add-on
- Connect your PaySec merchant account
- Configure your payment forms to display dual pricing
- Customers see both a cash/check amount and a card amount on the form
- Payment method selection determines which price applies
What Your Customers See
For a $500 consulting deposit form:
| Payment Method | Amount Charged |
|---|---|
| ACH/Bank Transfer | $500.00 |
| Credit/Debit Card | $520.00 |
The form clearly displays both options before the customer submits payment. No surprises.
Supported Form Configurations
PaySec's add-on works with all Gravity Forms payment features:
- Product fields — single items, drop-downs, radio buttons, checkboxes
- Quantity fields — dynamic pricing based on quantity ordered
- Shipping fields — offset calculated on total including shipping
- Coupon fields — offset applied after coupon discount
- Subscription/recurring — Network Offset applied to each billing cycle
- User-defined pricing — donation amounts, "pay what you want" fields
- Calculated fields — complex pricing formulas supported
Use Case: Nonprofit Donation Forms
Nonprofits are especially impacted by processing fees because every dollar lost to fees is a dollar that doesn't support the mission.
Before PaySec:
- A nonprofit receiving $200,000/year in online donations
- Paying 2.9% + $0.30 per transaction (average donation: $75)
- Annual processing cost: $6,600+
After PaySec:
- Same donation volume
- Donors see: "Give $75 (bank transfer) or $78 (card)"
- Many donors gladly cover the small difference knowing 100% goes to the cause
- Effective processing cost: approaching $0
For nonprofits, this is equivalent to gaining an additional major donor — every single year.
Use Case: Service Business Payment Forms
A law firm collecting $3,000 retainer payments through a client intake form:
| Before PaySec | After PaySec |
|---|---|
| Client pays $3,000 | Client pays $3,000 (ACH) or $3,120 (card) |
| Firm receives $2,913 | Firm receives $3,000 either way |
| $87 lost per retainer | $0 lost per retainer |
At 10 new clients per month, that's $870/month saved — over $10,000/year.
Technical Details
| Feature | Specification |
|---|---|
| Gravity Forms Version | 2.5+ |
| WordPress Version | 5.8+ |
| PHP Version | 7.4+ |
| PCI Compliance | Level 1 (card data never touches your server) |
| Payment Methods | Credit, Debit, ACH/Bank Transfer |
| Recurring Payments | Supported |
| Conditional Logic | Compatible (show/hide fields based on payment method) |
| Multi-Page Forms | Supported |
| Confirmations/Notifications | Full integration with GF notification system |
Why Switch from Stripe/PayPal to PaySec
| Feature | Stripe/PayPal | PaySec |
|---|---|---|
| Effective processing rate | 2.9% + $0.30 | ~0% |
| Dual pricing display | Not available | Built-in |
| ACH payments | Additional setup | Included |
| Form integration | Standard | Full NOP support |
| Annual cost ($30K/mo volume) | ~$10,800 | ~$0 |
Getting Started
Switching to PaySec on your Gravity Forms site takes less than an hour:
- Sign up for a PaySec merchant account
- Install the PaySec Gravity Forms add-on
- Deactivate your existing payment add-on
- Configure dual pricing display on your forms
- Test with a sandbox transaction
- Go live
PaySec's support team assists with migration from your existing gateway — no payment data is lost and existing subscriptions can be transitioned.
PaySec's Gravity Forms integration is ideal for any WordPress site collecting payments through forms — from nonprofits to professional services to e-commerce order forms.