PaySec + JobNimbus: Zero Processing Fees for Roofing and Exterior Contractors
How roofing, siding, and exterior contractors using JobNimbus are eliminating credit card processing fees with PaySec's Network Offset Pricing.
Roofing is one of the highest-ticket trades in home services. A single roof replacement runs $8,000 to $15,000 or more, and larger commercial or multi-family projects can reach well into six figures. That means roofing contractors process some of the largest individual transactions of any service business, and the processing fees on those transactions are enormous.
JobNimbus is the CRM and project management platform built specifically for roofing and exterior contracting. It manages leads, estimates, job scheduling, production boards, material ordering, and payment collection -- everything a roofing company needs to run from first contact to final payment. Thousands of roofing contractors rely on JobNimbus to keep their operations organized and their crews productive.
But every time a homeowner pays for a roof by credit card through JobNimbus, the contractor loses 2.4 to 2.7 percent to the processor. On a $12,000 roof, that is $288 to $324 gone. For a roofing company processing $250,000 per month, annual processing fees can reach $75,000 -- nearly the full annual salary of a crew foreman. PaySec eliminates those fees through Network Offset Pricing.
What Is the PaySec + JobNimbus Integration?
PaySec integrates with JobNimbus's payment workflow to add Network Offset Pricing (NOP) to every customer payment touchpoint. When a homeowner receives an invoice or payment link from JobNimbus, the PaySec-powered payment page displays two prices: the base amount if paying by check, ACH, or bank transfer, and a slightly higher amount if paying by credit card. The homeowner chooses, and the contractor receives the full invoice amount regardless of payment method.
NOP is legal in all 50 states and fully compliant with all major card network rules. It is a transparent model that gives homeowners a choice rather than passing hidden fees along inside inflated pricing.
The Real Cost of Processing Fees for Roofing Contractors
The math on roofing processing fees is staggering because of the sheer dollar volume involved:
| Monthly Collections | Processing Rate | Annual Cost |
|---|---|---|
| $100,000 | 2.7% | $32,400 |
| $250,000 | 2.5% | $75,000 |
| $500,000 | 2.4% | $144,000 |
A roofing company processing $250,000 per month pays $75,000 per year in processing fees. That is a crew foreman's salary, a new work truck, or the entire annual marketing budget for a mid-sized roofing operation. At $500,000 per month, the $144,000 annual fee is enough to fund an entirely new crew with equipment.
How Network Offset Pricing Works with JobNimbus
Roofing projects typically involve multiple payment stages, and NOP applies to each one. Here is how a $12,000 roof replacement breaks down:
| Payment Stage | Base Amount | Card Price | Fee Saved |
|---|---|---|---|
| Deposit (at signing) | $3,000 | $3,120 | $81 |
| Materials payment (50%) | $6,000 | $6,240 | $162 |
| Final payment (completion) | $3,000 | $3,120 | $81 |
| Total per job | $12,000 | -- | $324 |
Across 30 jobs per month, the contractor saves $9,720 per month, or $116,640 per year.
For insurance-funded roofing jobs, NOP applies to the homeowner's out-of-pocket portion. The customer's deductible payment and any amounts not covered by insurance are collected with dual pricing. Insurance check and supplement amounts are tracked in JobNimbus as usual.
Additional transaction examples:
| Job Type | Base Price | Card Price |
|---|---|---|
| Roof repair | $1,500 | $1,560 |
| Gutter installation | $3,500 | $3,640 |
| Siding replacement | $18,000 | $18,720 |
| Storm damage deductible | $2,500 | $2,600 |
Integration Features
- Payment link dual pricing: Every invoice and payment link from JobNimbus displays both cash and card prices through PaySec
- Multi-stage payment support: Deposits, progress payments, and final payments each processed with NOP
- Insurance job handling: Customer-responsibility portions collected at zero cost while insurance proceeds track separately in JobNimbus
- In-field mobile payments: Crews can collect on-site payments using mobile PaySec terminals with dual pricing
- Production board integration: Payment status syncs with JobNimbus production boards so office staff always know where each job stands financially
- PCI Level 1 compliant: The highest standard of payment card data security
- No contracts, no minimums: No long-term commitment or volume requirements
Who Benefits Most?
The PaySec + JobNimbus integration delivers massive value to roofing and exterior contractors because of the high transaction amounts involved. It is especially impactful for:
- Single-crew roofing operations processing $80,000 or more per month where annual fees already reach $24,000
- Multi-crew companies running three or more crews with monthly collections exceeding $200,000
- Regional roofing companies with five or more crews and monthly volume approaching or exceeding $400,000
- Storm-chasing operations processing surges of insurance-funded jobs in concentrated timeframes
- Exterior contractors doing siding, gutters, windows, and other high-ticket exterior work alongside roofing
- Companies in growth mode scaling crew count and revenue where processing fees scale up with every new job
| Company Size | Monthly Revenue | Annual Savings |
|---|---|---|
| 1-crew operation | $80,000 | $24,000 |
| Multi-crew (3 crews) | $200,000 | $60,000 |
| Regional (5+ crews) | $400,000 | $120,000 |
Getting Started
- Contact PaySec for a contractor merchant account. Approval typically takes 3 to 5 business days with no contracts and no minimums.
- Configure payment links in your JobNimbus workflow. PaySec replaces your existing payment processing so every invoice and payment request includes dual pricing.
- Set up mobile payments for crews. Equip crew leaders with mobile PaySec terminals for on-site deposit and final payment collection.
- Process your first job payment at zero cost. From the first payment forward, every dollar of every roof stays in your business.
Roofing contractors work hard for every dollar. PaySec and JobNimbus together ensure that the CRM runs your operations efficiently and the payment processing does not take a cut of every roof you install.
PaySec + JobNimbus: the roofing CRM that runs your business, now with payment processing that does not take a cut of every roof.