Landscaping is seasonal, weather-dependent, and labor-intensive. Profit margins in residential landscaping typically run 10%–15% on maintenance and 15%–25% on installation projects. Every dollar matters — especially when processing fees take 2.5%–3.5% off every card payment.
For a landscaping company doing $30,000–$100,000/month in card sales (seasonal average), processing fees cost **$9,000 to $42,000 per year**.
Why Landscaping Processing Costs Are Significant
Seasonal Concentration
Revenue peaks in spring and summer. A company doing $80,000/month during peak season but $20,000/month in winter has processing costs that spike exactly when you're busiest and need resources most.
Project-Based Payments Are Large
| Project | Typical Price | Processing (3%) |
|---|---|---|
| Weekly mowing (monthly billing) | $200 | $6.00 |
| Mulch + bed cleanup | $800 | $24.00 |
| Patio installation | $5,000 | $150.00 |
| Retaining wall | $8,000 | $240.00 |
| Full landscape design + install | $15,000 | $450.00 |
A $15,000 landscape installation costs $450 to process by card.
Recurring Maintenance Billing
Weekly/monthly maintenance contracts generate steady card charges throughout the season. A customer paying $200/month for lawn care costs you $6/month in processing — $72/year per customer. Across 100 maintenance clients, that's $7,200/year on maintenance billing alone.
Network Offset Pricing for Landscapers
Invoice / estimate example:
| Service | Cash/Check | Card |
|---|---|---|
| Monthly Lawn Maintenance | $200.00 | $208.00 |
| Spring Cleanup | $450.00 | $468.00 |
| Paver Patio Install | $5,000.00 | $5,200.00 |
| Irrigation System | $3,500.00 | $3,640.00 |
| Tree Removal | $1,200.00 | $1,248.00 |
Why Homeowners Accept It
- Estimates present both options before work begins.
- Large projects incentivize cash/check. Saving $200 on a $5,000 patio install is persuasive.
- Recurring maintenance clients set up ACH for the lower price.
- Relationship-driven business. Customers stay with their landscaper for quality and reliability.
The Savings
| Annual Card Revenue | Processing (2.8%) | With NOP |
|---|---|---|
| $200,000 | $5,600 | ~$0 |
| $400,000 | $11,200 | ~$0 |
| $800,000 | $22,400 | ~$0 |
$10,000+
in potential annual savings with optimized payment processing.
Get Started
The first step to reducing your processing costs is understanding exactly what you are paying today. Request a free statement analysis and we will show you a side-by-side comparison of your current costs versus what you could save with Network Offset Pricing.