When a donor gives $100 by credit card, your nonprofit receives $97–$97.50 after processing fees. That 2.5%–3% may seem small, but on $200,000 in annual card donations, it's **$5,000–$6,000** that doesn't go to your mission.
For organizations processing $50,000–$500,000/year in card-based donations and payments, processing fees cost **$1,500 to $17,500 annually**.
Network Offset Pricing for Nonprofits
| Donation/Payment | Cash/Check | Card |
|---|---|---|
| $25 donation | $25.00 | $26.00 |
| $100 donation | $100.00 | $104.00 |
| $500 event ticket | $500.00 | $520.00 |
| $1,000 gala table | $1,000.00 | $1,040.00 |
| Monthly recurring $50 | $50.00 | $52.00 |
Why it works: Donors understand that processing costs reduce their donation's impact. Many appreciate the option to give via check/ACH so 100% goes to the mission. Event attendees accept the model as standard. Recurring donors switch to ACH for the lower amount.
| Annual Card Donations | Processing (2.8%) | With NOP |
|---|---|---|
| $100,000 | $2,800 | ~$0 |
| $250,000 | $7,000 | ~$0 |
| $500,000 | $14,000 | ~$0 |
Caroline W. covers payment processing for education, entertainment, and specialty businesses. A former nonprofit administrator, she understands budget-conscious organizations and writes with empathy for operators working within tight financial constraints.
$10,000+
in potential annual savings with optimized payment processing.
Get Started
The first step to reducing your processing costs is understanding exactly what you are paying today. Request a free statement analysis and we will show you a side-by-side comparison of your current costs versus what you could save with Network Offset Pricing.