Residential painting projects run $1,500–$6,000 for interiors and $2,500–$10,000+ for exteriors. Commercial projects reach $10,000–$50,000+. When clients pay by card, processing fees of 2.5%–3% take $45–$1,500 per job.
For a painting company doing $40,000–$150,000/month in card sales, annual processing reaches **$12,000 to $54,000**.
Network Offset Pricing for Painting Contractors
| Service | Cash/Check | Card |
|---|---|---|
| Interior (2BR apartment) | $2,000.00 | $2,080.00 |
| Interior (full house) | $5,000.00 | $5,200.00 |
| Exterior (house) | $4,500.00 | $4,680.00 |
| Cabinet refinishing | $3,000.00 | $3,120.00 |
| Commercial office | $8,000.00 | $8,320.00 |
Why it works: Painting estimates present both prices before work begins. High-ticket projects ($3,000+) strongly incentivize check payment. Property managers and commercial clients readily switch to ACH.
| Monthly Card Sales | Annual Processing (2.8%) | With NOP |
|---|---|---|
| $50,000 | $16,800 | ~$0 |
| $100,000 | $33,600 | ~$0 |
| $150,000 | $50,400 | ~$0 |
Derek N. covers payment solutions for the automotive and skilled trades sectors. A former auto shop manager turned fintech analyst, he brings practical insight into how service-based businesses can reclaim revenue lost to processing fees.
$10,000+
in potential annual savings with optimized payment processing.
Get Started
The first step to reducing your processing costs is understanding exactly what you are paying today. Request a free statement analysis and we will show you a side-by-side comparison of your current costs versus what you could save with Network Offset Pricing.