Quick-service restaurants (QSR) and fast food operations run on speed and volume. Average tickets of $8–$15, drive-through lanes processing 200–500+ transactions/day, and 80%+ card payment rates create enormous processing volume — and enormous processing fees.
A single QSR location doing $60,000–$120,000/month in card sales pays **$18,000 to $50,400/year** in processing. Multi-unit operators face six- and seven-figure annual processing costs.
The QSR Small-Ticket Problem
| Order | Fee (2.6% + $0.10) | Effective Rate |
|---|---|---|
| Coffee + muffin ($5) | $0.23 | 4.6% |
| Value meal ($8) | $0.31 | 3.9% |
| Combo meal ($12) | $0.41 | 3.4% |
| Family order ($28) | $0.83 | 3.0% |
At a $10 average ticket, your real effective rate is 3.6% — not the 2.6% your processor quoted.
Network Offset Pricing for QSR
| Menu Item | Cash | Card |
|---|---|---|
| Burger Combo | $9.99 | $10.39 |
| Chicken Sandwich | $7.49 | $7.79 |
| Kids Meal | $5.99 | $6.23 |
| Large Coffee | $2.99 | $3.11 |
| Family Pack | $24.99 | $25.99 |
Speed isn't affected. The POS calculates prices automatically. Drive-through speed of service stays the same.
Multi-Unit QSR Operations
| Locations | Monthly Volume/Location | Annual Processing (3.2%) | With NOP |
|---|---|---|---|
| 5 | $80,000 | $153,600 | ~$0 |
| 15 | $80,000 | $460,800 | ~$0 |
| 50 | $80,000 | $1,536,000 | ~$0 |
| 100 | $80,000 | $3,072,000 | ~$0 |
A 50-location QSR franchise saves over $1.5 million per year.
Rachel D. covers payment trends for restaurants, cafes, and food service businesses. She spent eight years in restaurant operations management before moving into fintech consulting, giving her a firsthand understanding of how processing fees impact kitchen margins.
$10,000+
in potential annual savings with optimized payment processing.
Get Started
The first step to reducing your processing costs is understanding exactly what you are paying today. Request a free statement analysis and we will show you a side-by-side comparison of your current costs versus what you could save with Network Offset Pricing.