PaySec + RestoLabs: Zero Processing Fees for Restaurant Online Ordering
How restaurants using RestoLabs for online ordering are eliminating credit card processing fees with PaySec's Network Offset Pricing.
Restaurant owners who have switched to RestoLabs already understand the value of cutting out the middleman. Third-party delivery platforms like DoorDash, Uber Eats, and Grubhub take 15-30% of every order in commissions, turning what should be profitable online sales into near-breakeven transactions. RestoLabs solved that problem by giving restaurants their own branded online ordering system with zero commissions.
But there is a second cost that RestoLabs alone cannot eliminate: credit card processing fees. Every online order that comes through your RestoLabs-powered site still carries a 2.5-2.9% processing fee. On $40,000 per month in online orders, that is nearly $14,000 per year going to your payment processor. You escaped the commission trap only to keep paying the processing tax.
PaySec closes that gap. Through Network Offset Pricing, PaySec brings the effective processing cost on your RestoLabs online orders to zero. Combined with RestoLabs' commission-free ordering, you now have a truly zero-cost restaurant ordering stack where every dollar of revenue stays in your restaurant.
What Is the PaySec + RestoLabs Integration?
PaySec connects to the RestoLabs checkout experience as the payment processor. When a customer places an order on your RestoLabs-powered website or app, the checkout page displays two pricing options: a cash/debit price and a credit card price. The card price includes a small network offset that covers processing costs. The restaurant receives the full order amount regardless of which option the customer selects. This is Network Offset Pricing (NOP), and it is legal in all 50 states and fully compliant with all card network rules.
The integration works seamlessly with both delivery and pickup orders, handles tips appropriately, and requires no changes to your menu or kitchen workflow.
The Real Cost of Processing Fees for Restaurant Online Ordering
| Monthly Online Orders | Avg Order Value | Monthly Revenue | Annual Fees (2.9%) |
|---|---|---|---|
| 500 | $35 | $17,500 | $6,090 |
| 1,000 | $38 | $38,000 | $13,224 |
| 2,500 | $40 | $100,000 | $34,800 |
| 5,000 | $42 | $210,000 | $73,080 |
Restaurants operate on notoriously thin margins — typically 3-5% net profit. A processing fee of 2.9% on online orders eats a massive share of that already-slim margin. For a restaurant doing $38,000 per month in online orders, eliminating $13,224 in annual processing fees can be the difference between a profitable year and a breakeven one.
How Network Offset Pricing Works with RestoLabs
Online Ordering Checkout
The customer experience is clean and transparent:
- Customer builds their order on your RestoLabs-powered site
- At checkout, dual pricing is displayed:
- Pay with bank/debit: $38.00
- Pay with credit card: $39.52
- Customer selects their payment method and completes the order
- Kitchen receives the ticket as normal
- Restaurant receives the full $38.00 regardless of payment method
Delivery and Pickup Orders
Both delivery and pickup orders process through PaySec at zero cost:
- Delivery fees are added before the NOP calculation
- Tips are handled separately and are not affected by dual pricing
- The full order value, including any delivery charges, is retained by the restaurant
Catering and Large Orders
For restaurants that take catering orders through RestoLabs, the savings on large orders are especially meaningful:
| Order Type | Cash/Debit Price | Card Price | Fee Saved |
|---|---|---|---|
| Family meal deal | $45.00 | $46.31 | $1.31 |
| Office lunch (10 people) | $150.00 | $154.35 | $4.35 |
| Catering order (25 people) | $500.00 | $514.50 | $14.50 |
| Event catering | $2,000.00 | $2,058.00 | $58.00 |
Integration Features
- Seamless checkout integration — dual pricing displays natively in the RestoLabs checkout flow
- Delivery and pickup support — NOP applies to all order types
- Tip handling — tips processed separately and correctly alongside NOP pricing
- PCI Level 1 compliant — the highest level of payment security for customer card data
- No contracts, no minimums — flexible terms that match the restaurant industry's variable revenue
- Mobile-optimized — dual pricing displays correctly on mobile devices where most online orders originate
- Real-time order processing — no delays added to the order-to-kitchen workflow
- Catering and large order support — NOP scales to high-value transactions
Who Benefits Most?
The PaySec + RestoLabs integration delivers the greatest value to restaurants with strong online ordering volume, particularly those processing $15,000 or more per month through their RestoLabs site. This includes pizza shops, fast-casual restaurants, and family dining establishments with high online order frequency, restaurants that have shifted away from third-party platforms and want to maximize the savings from owning their ordering channel, and multi-location restaurant groups that aggregate significant online ordering volume across locations.
If you already made the smart move to RestoLabs to escape delivery platform commissions, PaySec is the logical next step to eliminate the remaining processing cost on those orders.
Getting Started
- Contact PaySec for a restaurant merchant account. Approval takes 3-5 business days with no minimum volume.
- Connect PaySec to your RestoLabs checkout so that dual pricing displays automatically during the online ordering process.
- Configure pricing display for your menu items, delivery fees, and catering options.
- Go live and start processing every online order at zero effective cost.
RestoLabs eliminated commissions. PaySec eliminates processing fees. Together, they form the zero-cost restaurant ordering stack that lets you keep every dollar your kitchen earns.