PaySec + Sage Intacct: Eliminate Processing Fees Across Your Financial Management Platform
How CFOs and finance teams using Sage Intacct are integrating PaySec to remove credit card processing fees from their cost structure while maintaining audit-ready financials.
Sage Intacct is the financial management platform of choice for organizations that take their accounting seriously — nonprofits, professional services firms, healthcare organizations, and growing mid-market companies that need robust multi-entity, multi-dimensional reporting. As the first and only AICPA-preferred financial management solution, Sage Intacct has earned the trust of finance leaders who demand accuracy, auditability, and depth from their accounting platform.
These organizations also process significant payment volume through invoices, donations, membership dues, and service fees. PaySec's Sage Intacct integration eliminates the processing cost on all of it.
How Network Offset Pricing Works with Sage Intacct
Network Offset Pricing (NOP) displays two transparent payment options to customers or donors when they pay. Whether paying an AR invoice through a customer portal, making a donation online, or settling a membership renewal, the payer sees both an ACH/wire price and a card price. The card price includes a small offset that covers the cost of card processing.
For example, on a $10,000 professional services invoice:
- ACH/wire transfer: $10,000.00
- Credit card payment: $10,400.00
The payer chooses their preferred method. Either way, your organization receives the full $10,000. NOP is legal in all 50 states, fully compliant with card network rules, and PaySec requires no contracts or minimum volumes. Approval takes 3-5 business days.
The Processing Fee Line Item CFOs Hate
Sage Intacct users tend to run sophisticated financial operations. They track costs meticulously. And they see exactly what processing fees do to their margins:
| Organization Type | Monthly Payment Volume | Annual Processing Cost (2.7% avg) |
|---|---|---|
| Professional services firm | $180,000 | $58,320 |
| Regional nonprofit | $95,000 | $30,780 |
| Healthcare group | $250,000 | $81,000 |
| SaaS company | $120,000 | $38,880 |
For a nonprofit, $30,780 in processing fees is equivalent to an entire full-time position that could be serving the mission.
How PaySec Integrates with Sage Intacct
AR Payment Processing
PaySec connects to Sage Intacct's Accounts Receivable module:
- Invoices generated in Intacct include PaySec payment links
- Customer payment portal displays dual pricing (ACH vs. card)
- Payments auto-apply to open AR items in Intacct
- Cash receipts created with full audit trail
- Bank deposits reconcile cleanly with Intacct bank feeds
Dimensional Reporting
Sage Intacct's multi-dimensional reporting engine works seamlessly with PaySec:
- Track payment method adoption by dimension (location, department, project, class)
- Report on NOP savings by entity or fund
- Compare pre/post-PaySec processing costs with dimensional drill-down
- Custom financial reports include zero processing fee data
Multi-Entity
For organizations with multiple entities in Sage Intacct:
- Independent PaySec configuration per entity
- Entity-specific merchant accounts and settlement
- Consolidated reporting available
- Intercompany exclusions handled automatically
Nonprofit-Specific Features
Sage Intacct has deep nonprofit market penetration. PaySec's integration includes features tailored to 501(c)(3) organizations:
Donation Processing
- Donation forms display dual pricing transparently
- Donors can choose to "cover the fee" (pay card price) or pay by ACH
- Gift receipts generated with proper amounts
- Restricted/unrestricted fund allocation maintained
Grant Billing
- Grant invoices processed through PaySec
- No processing fees means 100% of grant payments hit the fund
- GAAP-compliant revenue recognition unaffected
Board Reporting
- Clean financial statements with no processing fee expense line
- Year-over-year savings visible in comparative reports
- Program efficiency ratios improve when overhead decreases
Professional Services Use Case
A CPA firm billing $180,000/month through Sage Intacct:
| Metric | Current (2.7% fees) | With PaySec NOP |
|---|---|---|
| Monthly collections | $180,000 | $180,000 |
| Processing fees | $4,860/mo | $0/mo |
| Annual savings | — | $58,320 |
| Partner distribution impact | Fee reduces profit pool | Full profit retained |
| Realization rate | Reduced by fees | 100% realization |
For professional services firms measured on realization and utilization, eliminating processing fees directly improves the metrics partners care about most.
Technical Integration
| Component | Details |
|---|---|
| Integration Method | Sage Intacct Web Services API |
| Authentication | Web Services credentials + PaySec API key |
| AR Module | Required |
| Cash Management | Recommended for auto-reconciliation |
| Multi-Entity | Supported |
| Custom Objects | Supported for extended workflows |
| Audit Trail | Full — every transaction logged in Intacct |
| Sandbox | Available for testing |
Implementation
| Phase | Duration |
|---|---|
| Scoping | 3-5 days |
| Configuration | 1 week |
| Testing | 1-2 weeks |
| Go-live | 1 day |
| Total | 3-4 weeks |
Who Benefits Most?
While any Sage Intacct user processing payments will benefit from PaySec, certain organizational profiles see the most dramatic results:
- Nonprofits where processing fees directly reduce the dollars available for mission work and board members scrutinize every overhead dollar
- Professional services firms (CPA, consulting, architecture) billing high-value monthly invoices where partner distributions are reduced by processing costs
- Healthcare organizations with patient or member payment volumes that generate five- or six-figure annual processing expenses
- SaaS companies collecting recurring subscription payments where fees compound across every monthly billing cycle
- Multi-entity organizations managing several legal entities in Sage Intacct, each with its own payment stream and cost center
If your organization processes more than $50,000/month in card payments, the ROI on switching to PaySec is immediate and measurable from the first billing cycle.
Getting Started
PaySec works with your Sage Intacct implementation partner or directly with your finance team to deploy the integration:
- Contact PaySec for a savings analysis based on your current volume
- Review integration architecture with your Intacct administrator
- Configure and test in sandbox environment
- Deploy to production and start saving immediately
PaySec requires no contracts, no volume minimums, and provides PCI Level 1 compliant payment security. Approval typically takes 3-5 business days.
PaySec + Sage Intacct: the financial management platform built for CFOs who measure every dollar, paired with payment processing that doesn't take any of them.