HIPAA-Compliant Processing That Saves Practices $1,000-2,500/Month
A $1,500 procedure shouldn't cost you $43 to process. With Network Offset Pricing, you pay $0 in processing fees — not inflated flat-rate markups. HIPAA-aware, PCI Level 1, with BAA included.
Healthcare Payment Challenges
Medical practices face unique compliance requirements and higher-than-average transaction values.
Compliance Complexity
Healthcare payments require both PCI DSS and HIPAA compliance. Many processors are PCI certified but not HIPAA-aware, leaving practices exposed to regulatory risk.
High-Ticket Overpayment
Medical copays and procedure payments average $200-2,000+. At flat-rate pricing, a $1,500 procedure costs $43+ in processing fees — interchange on the same transaction may be under $25.
Patient Data Security
Healthcare data breaches cost an average of $10.93 million per incident (IBM, 2023). Payment systems that do not isolate card data from PHI create a combined attack surface.
Slow Patient Payment Collection
Patient responsibility is growing. Practices need payment plans, card-on-file, and text-to-pay capabilities that traditional processors do not offer out of the box.
Based on PaySec merchant data, Q1 2026. Individual results may vary.
Purpose-Built for Healthcare
Compliance, security, and transparent pricing designed for the unique needs of medical practices.
Network Offset Pricing
Pay $0 in processing fees on every transaction. Network Offset Pricing eliminates processing costs entirely — no interchange, no markups, no offsets.
HIPAA + PCI Compliant
PCI DSS Level 1 certified with HIPAA-aware data handling. Card data is tokenized and isolated from protected health information at every point of interaction.
Patient Payment Plans
Built-in recurring billing, card-on-file storage, and text-to-pay for patient balances. Reduce outstanding AR and improve collection rates without additional software.
Fast Funding
Deposits arrive the next business day. Keep cash flow healthy for supply orders, staffing, and operating expenses without waiting on batch settlements.
How It Works
Switching to transparent healthcare payment processing in four straightforward steps.
Free Statement Analysis
We review your current processing statements and show exactly how much your practice overpays. No obligation, no sales pressure — just the numbers.
Custom Configuration
We configure terminals, patient payment plans, and EHR integration for your practice workflow. HIPAA-compliant setup with encrypted data handling throughout.
Seamless Transition
Run both processors during the transition period. We provision equipment, train front-desk staff, and verify every integration before going live.
Start Saving
Process patient payments at $0 with Network Offset Pricing. Track savings, payment plan health, and practice analytics from your real-time dashboard.
“PaySec understood the compliance requirements for healthcare payments from day one. Setup was seamless, and we are saving over $2,000 per month on processing — money we reinvest into patient care.”
PaySec vs. Other Healthcare Processors
| Feature | PaySec | Square for Healthcare | Traditional Processor |
|---|---|---|---|
| $0 processing fees | |||
| HIPAA-aware payment handling | |||
| PCI DSS Level 1 certified | Varies | ||
| Patient payment plans | |||
| Card-on-file tokenization | Extra fee | ||
| Text-to-pay | |||
| BAA available | |||
| Same Day / Next Day / Two-Day funding |
Healthcare Processing FAQ
Protect Patients. Cut Costs. Stay Compliant.
Get a free statement analysis and see how much your practice can save with HIPAA-compliant Network Offset Pricing. Free analysis slots are limited — request yours today.
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