Payment Processing Built for Law Firms
IOLTA-compliant processing with $0 processing fees. Network Offset Pricing means law firms pay nothing to process client payments — with separate trust and operating account deposits.
What Payment Processing Costs Your Firm
Trust account compliance, high-value retainers, complex billing structures, and slow deposits create payment processing challenges that most law firms accept as unavoidable — but they are not.
Trust & IOLTA Account Compliance
State bar rules require strict separation of client trust funds and operating revenue. Most processors cannot split deposits between IOLTA trust and operating accounts, forcing manual transfers and creating compliance risk.
High-Value Payments Overpay at Flat Rate
Retainers and settlement payments of $5,000-50,000+ lose thousands at flat-rate pricing. A $25,000 settlement payment at 2.9% costs $725 in processing fees — while actual interchange may be under $470. That margin loss repeats on every large payment.
Complex Billing Models
Hourly billing, flat-fee arrangements, contingency fees, and hybrid structures each require different invoicing and payment collection workflows. Generic processors offer no support for the billing complexity inherent in legal practice.
Slow Funding Impacts Operating Cash Flow
Two-to-three-day deposit delays on large client payments strain cash flow for associate salaries, expert witness fees, and case expenses. Firms end up covering operating costs out of pocket while deposits clear.
Purpose-Built for Legal
High-Ticket Savings
Legal retainers and fee payments of $2,000-50,000+ cost $0 to process with Network Offset Pricing. No interchange, no markups — unlike flat-rate processors that take hundreds or thousands per payment.
IOLTA-Compliant Processing
Separate trust and operating account deposits ensure compliance with state bar IOLTA rules. Earned fees and client trust funds are never commingled in processing.
Branded Invoice Portals
Send professional, branded payment links for retainers, invoices, and settlement payments. Clients pay securely online with your firm's branding.
Fast Funding
Client payments settle the next business day into the designated account — operating or trust. Improve cash flow for payroll and operating expenses.
How It Works
IOLTA-compliant payment processing setup in four straightforward steps.
Free Statement Analysis
We review your current processing statements and identify savings on retainer payments, settlement disbursements, and monthly billing cycles.
Trust Account Configuration
We configure IOLTA-compliant processing with separate trust and operating account routing. Every transaction is automatically directed to the correct account.
Firm-Wide Training
Attorneys, paralegals, and billing staff get training on the payment portal, client payment links, and trust account workflows.
Start Saving
Process retainers, flat fees, and hourly billing at $0 with Network Offset Pricing. Trust accounting compliance is maintained automatically on every transaction.
Based on PaySec merchant data, Q1 2026. Individual results may vary.
“The IOLTA-compliant trust account routing was the deciding factor. Our retainer payments go directly to the trust account and earned fees to operating — exactly how it should work. We save $4,000/month on processing.”
PaySec vs. Other Legal Payment Processors
| Feature | PaySec | LawPay | Square |
|---|---|---|---|
| $0 processing fees | |||
| IOLTA trust account split funding | |||
| Email invoicing with pay link | |||
| Recurring retainer billing | Limited | ||
| Legal billing software integration | |||
| PCI compliant card storage | |||
| Same Day / Next Day / Two-Day funding | |||
| No long-term contracts |
Law Firm Processing FAQ
Your Client Payments Deserve Better Pricing
Get a free analysis showing how much your firm can save with IOLTA-compliant Network Offset Pricing. Free analysis slots are limited — request yours today.
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