Paya Takes 2.5-3.5% of Every Card Payment. PaySec Takes 0%.
PaySec replaces Paya processing fees with Network Offset Pricing — you keep 100% of every payment, card or ACH.
What You're Losing to Paya
Paya's interchange-plus and flat-rate plans still cost you on every transaction.
| Monthly Card Volume | Annual Paya Fees (est.) | With PaySec |
|---|---|---|
| $50,000 | $16,500 | ~$0 |
| $150,000 | $49,500 | ~$0 |
| $500,000 | $165,000 | ~$0 |
| $1,000,000 | $330,000 | ~$0 |
Works with Paya Services Workflow
✓Drop-in replacement for Paya card processing
✓API-level integration with existing software
✓Virtual terminal with dual pricing
✓Recurring billing support
✓ACH and card acceptance
✓PCI-compliant payment pages
The Switch Math
Already integrated with Paya's API? PaySec's migration is straightforward. Same card acceptance, same settlement cadence — minus the fees. A business processing $200K/month saves $66,000/year from day one.
For businesses currently on Paya who want to eliminate processing fees without changing their workflow.