Last updated: May 2026

QuickBooks Payments Costs You 2.9% Per Invoice. PaySec Costs You 0%.

PaySec integrates with QuickBooks Online and Desktop — sync payments, eliminate processing fees, keep your books perfect.

Get Started — No Minimums →

What QuickBooks Payments Really Costs

Monthly Invoice CollectionsQB Payments Annual CostPaySec Annual Cost
$20,000$7,200~$0
$50,000$17,760~$0
$100,000$35,160~$0

How It Works

Your clients receive invoices with PaySec payment options:

Invoice #1042 — Web Design Services: $3,500

  • ☐ ACH/Bank Transfer: $3,500.00
  • ☐ Credit/Debit Card: $3,640.00

Client pays → QuickBooks invoice marked paid → Deposit matches your bank feed. Zero fees.


Everything Syncs

Payments auto-recorded in QuickBooks
Invoice status updated in real-time
Bank deposits reconcile cleanly
No "processing fees" expense to categorize
Works with QB Online and Desktop

Why Switch from QB Payments

QB PaymentsPaySec
Card rate2.9% + $0.250%
In-person rate2.4% + $0.250%
ACH rate1%0%
QuickBooks sync
Invoice pay links
Setup timeMinutesMinutes

Setup: Under 30 Minutes

  1. Sign up for PaySec
  2. Connect QuickBooks account
  3. Configure invoice payment links
  4. Start collecting at zero cost

No contract. No minimums. Cancel anytime.

Get Started — No Minimums →

For small businesses using QuickBooks who want to stop losing 2.9% on every client payment.

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Apply in minutes, get approved in 48 hours.

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