Last updated: May 2026

Your POS Processes Thousands of Card Transactions. Every Single One Costs You 2.5-3%. Stop.

PaySec integrates with Visual Retail Plus — zero processing fees on every in-store sale, online order, and layaway payment.

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The Retail Math

Average transaction: $45-$120. Card payments: 75-90% of sales. Retail margins: 4-10%.

Monthly Card SalesAnnual Fees (2.6%)With PaySec
$30,000$9,360~$0
$75,000$23,400~$0
$150,000$46,800~$0
$300,000$93,600~$0

At a 6% net margin, a 2.6% processing fee represents 43% of your profit on every card sale.


Works with Visual Retail Plus Workflow

POS terminal with dual pricing
Layaway payment collection
Gift card purchases
Special order deposits
Multi-store support
Inventory and sales reporting unaffected

Holiday Season Impact

December sales spike 40-60% for most retailers. A store doing $100K in December card sales pays $2,600 in processing fees during its most profitable month. With PaySec: $0. Keep your holiday margin intact.


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For specialty retailers on Visual Retail Plus who need every point of margin to compete.

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