Last updated: April 29, 2026

Build a Payments Business With Transparent Pricing

PaySec's Agent and ISO program gives payment professionals the tools, pricing, and support to build a portfolio that sticks. Competitive residuals, fast onboarding, and pricing merchants actually trust.

0
Revenue Caps
0hr
Merchant Approval
$0
Startup Cost
0%+
Retention

Why Agents Choose PaySec

Competitive splits, transparent pricing, and the tools to build and protect your portfolio.

Competitive Residuals

Industry-leading residual splits with no revenue caps. Earn on every transaction your merchants process — for the lifetime of each account. Monthly payments via ACH.

Portfolio Management CRM

Full CRM for tracking leads, managing merchants, monitoring attrition risk, and viewing real-time residual calculations. Your entire portfolio in one dashboard.

Transparent Pricing

Network Offset Pricing makes the value proposition clear: merchants see exactly what they pay and exactly what they save. Transparent pricing means fewer cancellations and longer retention.

Marketing & Sales Tools

Co-branded marketing materials, statement comparison tools, proposal generators, and objection handling guides. Everything you need to close merchants and build your portfolio.

Fast Merchant Onboarding

Applications processed in 24-48 hours. PaySec handles underwriting, terminal provisioning, and POS integration so you can focus on selling while we handle fulfillment.

Dedicated Partner Support

Named partner manager plus priority support line for your merchants. When your merchants need help, they get a real person — not a ticket queue.

Portfolio Protection

Lifetime residuals with portfolio buyback option. Your merchant relationships are protected — if you leave, your portfolio value is recognized.

Flexible Structure

Available as 1099 agent or registered ISO. Choose the structure that fits your business — from independent agent to full ISO with sub-agents.

0+
Active Agents
0%+
Merchant Retention
0hr
Approval Speed
0
Revenue Caps

Based on PaySec merchant data, Q1 2026. Individual results may vary.

<2% merchant attrition
I have been selling merchant services for 12 years. PaySec is the first processor where I do not have to apologize for the pricing. Merchants see $0 processing fees, they understand the value immediately, and they stay. My attrition is under 2% — unheard of in this industry.
M
Marcus Johnson
Independent Payment Consultant, MJ Payments

How PaySec Compares for Agents

FeaturePaySecNorth American BancardFirst Data / Fiserv
Transparent interchange pricing
Lifetime residuals
No revenue capsCapped tiers
Portfolio management CRMBasic
Co-branded marketing toolsLimited
Portfolio buyback optionVaries
24-48hr merchant approval2-5 days3-7 days
Sub-agent management (ISO)

Agent / ISO Program FAQ

Ready to Build Your Payments Portfolio?

Apply as a PaySec agent or ISO. Get competitive residuals, transparent pricing your merchants will love, and the tools to grow. Apply today — onboarding takes 24-48 hours.

Apply Now

Trusted by 0+ merchants

4.9(214 reviews)