Last updated: April 29, 2026

Earn Money for Every Merchant You Refer

Know a business owner overpaying on processing? Refer them to PaySec and earn a cash bonus plus ongoing monthly residuals — for the life of their account. No limits, no caps.

0
Earning Caps
$0
Cost to Join
0 days
First Payment
0
Limits

How the Referral Program Works

Simple, generous, and completely free to join.

Upfront Bonus

Receive a cash bonus for every merchant that activates. Paid within 30 days of the referred merchant's first processed transaction.

Ongoing Residuals

Earn monthly residual income for the life of every referred account. As your referrals grow their business, your income grows with them.

No Limits

Refer as many merchants as you want. No caps on bonuses, no limits on residuals, no maximum number of referrals. The more you refer, the more you earn.

Simple Process

Share your unique referral link. When a merchant signs up and processes their first transaction, you earn your bonus. No paperwork, no complicated tracking.

Referred Merchants Save Too

Your referrals get the same transparent Network Offset Pricing. They save on processing and you earn from the relationship — everyone wins.

Referral Dashboard

Track your referrals, bonuses, and residuals in a personal dashboard. See which merchants are active, what they process, and your monthly earnings in real time.

How It Works

Four simple steps to start earning with the PaySec referral program.

1

Sign Up Free

Join the PaySec referral program in minutes. No cost, no paperwork, no sales quota.

2

Share Your Link

Send your unique referral link to business owners who could benefit from transparent payment processing.

3

Merchant Saves

Your referral gets a free statement analysis and switches to Network Offset Pricing. They save on every transaction.

4

You Earn

Receive a cash bonus when the merchant activates, plus ongoing monthly residuals for the life of their account.

0+
Referral Partners
0
Earning Caps
$0
Joining Cost
0+
Industries Served

Based on PaySec merchant data, Q1 2026. Individual results may vary.

$6,000+/yr passive income
I referred three restaurant clients to PaySec after seeing my own savings. The upfront bonuses were great, but the monthly residuals are what really add up — I have earned over $6,000 in passive income this year without doing any sales work.
J
Jennifer Blake
CPA, Blake & Associates

How PaySec Referral Compares

FeaturePaySec ReferralSquare ReferralToast Referral
Upfront cash bonusCredit only
Ongoing lifetime residuals
No earning capsCapped
Referral tracking dashboardBasicBasic
No sales activity required
Free to join
Referred merchants save too
ACH direct deposit payments

Referral Program FAQ

Start Earning Today

Join the PaySec referral program for free. No paperwork, no minimums — just share your link and earn. Apply today — onboarding takes 24-48 hours.

Join the Referral Program

Trusted by 0+ merchants

4.9(214 reviews)